Currency Converter
Updated 2026-08-01 · Currency API
Popular pairs
Rates updated daily · For reference only
About these exchange rates
This converter uses reference exchange rates from Currency API, refreshed daily. They reflect the mid-market rate — the midpoint between what buyers and sellers are quoting in the global currency market. Outside trading hours, the most recent published rate is shown.
Why your bank gives you a different number
The mid-market rate is the “true” rate you see quoted in the news, but it’s almost never the rate you actually get. Banks, card networks, and airport kiosks add a margin — typically 1–4%, sometimes much more. Use this converter to know the fair reference rate before you exchange money, so you can judge how much markup you’re being charged.
A note on accuracy
These rates are for reference and planning only — not for executing trades or settling invoices. For an actual transaction, the rate your provider quotes at that moment is what applies.
Frequently asked questions
How often do rates update?
Once per day, from our exchange-rate provider. The date shown at the top of the page is the rates’ publication date.
Why is the rate here different from my bank’s?
This is the mid-market reference rate; your bank adds a margin on top.
What is the mid-market rate?
The midpoint between the buy and sell prices in the global currency market — the fairest single number to quote a rate.